Privacy policy


Indemnification

You agree to defend, indemnify and hold Householder Club Ltd harmless from and against any and all claims, damages, costs and expenses, including legal fees, arising from or related to your use of the Site.

Miscellaneous

Unless otherwise specified, this Site and the Contents thereof are displayed solely for the purpose of promoting Householder Club Ltd products and services. This Site is controlled and operated by Householder Club Ltd.

Company Details

Household Club Ltd is registered in England Reference Number 06521381.10149918. Registered address Unit 3 East Bond Street, Leigh, England, WN7 1BP

E-Marketing Customer Consent Form

By submitting your details you consent that you have read and understood this E-Marketing Customer Consent. As a valued customer, we would like to provide you with reassurance that we take your right to privacy in an electronic context seriously. During the course of providing you with our service, we may be in contact with you through a variety of electronic means, including potentially by telephone, email, SMS and instant messaging services (such as WhatsApp). These means are referred to in this document as E-Marketing.

We would like to take particular care to ensure that any marketing or promotional information that we may send to you, is done so with your prior, express permission. We would like to keep you informed about products or services that we, or selected third parties, may have access to that may be of interest to you.

During the course of dealing with us we will ask you to provide us with detailed personal information relating to your existing circumstances, your financial situation and, in some cases, your health and family health history (Your Personal Data). Should we not hear from you we will destroy your personal data from our marketing database within 28 days of your submitting the form.

Your right to Opt-Out

You have the right to ask us not to contact you for marketing purposes at any time – to Opt Out – we have included details of how to Opt Out at the end of this document so that you know what to do. Opting Out means that we will either remove Your Personal Data from our marketing database .

How to make contact with our Firm to Opt Out

If you have any questions or comments about this document, or wish to make contact in order to Opt Out, please contact:

dpo@householderclub.co.uk

or

0800 304 7566

If you have any concerns or complaints as to how we have handled Your Personal Data, please contact us directly. Should you may not be satisfied with the handling of your complaint, you may contact the UKs data protection regulator, the ICO, who can be contacted through their website at https://ico.org.uk/global/contact-us/ or by writing to Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.

our personal data is data which by itself or with other data available to us can be used to identify you. We use your personal data in accordance with Regulation (EU) 2016/679, the General Data Protection Regulation (GDPR). This is a separate addition to your contract with us.

The types of personal data we collect and use

To assist you in finding products that meet your needs, we’ll use your personal data for the reasons set out below.

The types of personal data we collect and use

To assist you in finding products that meet your needs, we’ll use your personal data for the reasons set out below.

The sources of personal data collected indirectly are mentioned in this statement. The personal data we use may be about you may include:

  • Full name and personal details including contact information (e.g. home address and address history, email address, home and mobile telephone numbers);
  • Date of birth and/or age (e.g. to make sure that you’re eligible to apply);
  • Financial details (e.g. salary and details of other income, expenditure and details of accounts with other providers);
  • Information from credit reference or fraud prevention agencies, electoral roll, court records of debt judgements and bankruptcies and other publicly available sources;
  • Family, lifestyle or social circumstances (e.g. the number of dependants you have);
  • Employment details/employment status for credit and fraud prevention purposes; and
  • Personal data about other named applicants. You must have their authority to provide their personal data to us and share this Privacy Notice with them beforehand together with details of what you’ve agreed on their behalf.

Providing your personal data

You must provide your personal data so we can assist you in finding finance for your products that meet your needs (unless you’re a customer and we already hold your details).

You’re free at any time to change your mind and withdraw your consent. The consequence might be that we can’t do certain things for you.

Our Privacy Policy contains additional information about;

Sharing of your personal data

Identity verification and fraud prevention checks

Criteria used to determine retention periods (whether or not you become a customer)

Your rights under applicable data protection law…

Your rights are as follows:

  • The right to be informed about our processing of your personal data;
  • The right to have your personal data corrected if it’s inaccurate and to have incomplete personal data completed;
  • The right to object to processing of your personal data;
  • The right to restrict processing of your personal data;
  • The right to have your personal data erased (the “right to be forgotten”);
  • The right to request access to your personal data and information about how we process it;
  • The right to move, copy or transfer your personal data (“data portability”)